英文借款協議

① 英文貸款協議翻譯

貸款協議：
loan agreement 。
示例：
1.銀監會網站周二公布的暫行辦法稱，貸款機構必須對固定資產投資貸款定期進行風險評估，貸款協議必須明確。
The draft rules, posted on the commission's Web site Tuesday, said
lenders must assess the risk of fixed-asset investment loans on a
regular basis and loan agreements must be clear.
2.連帶違約債券或貸款協議條款，規定若借方對另一項債務責任違約即會被視為對協議中的債務責任違約。
Cross Default A provisions in a bond indenture or loan agreement
that puts the borrower in default if the borrower defaults on another
obligation.
3.「定期貸款服務」在貸款協議生效日的第五個周年到期。
The Term Loan Facility will mature on the fifth anniversary of the date of the Credit Agreement.
4.「交易文件」指《合資合同》、本章程、《認購增資協議》及《股東貸款協議》；
"Transaction Documents" means the EJV Contract, these Articles,
the Subscription Agreement and the Shareholder's Loan Agreements.
5.如果你有麻煩，與銀行貸款，它是可以接受的，以成立一個貸款協議類型之間的一個朋友或家庭成員。
If you are having trouble with bank loans, it may be acceptable to
set up a loan type agreement between a friend or family member.

② 銀行借款合同英文版

借款人：
Borrower:

貸款人：
Lender:

抵押人：
Mortgagor:

保證人：
Surety :

出質人：
Pledgeor:

為明確各方權利和義務，根據《合同法》、《貸款通則》和其他有關法律、法規，訂立本合同。
This Contract is made in line with the Contract Law of the People's Republic of China and The General Provisions of Loans of the People's Bank of China to specify the rights and obligations of parties involved.

借 貸 條 款
Loan Borrowing Clause

第一條 借款金額。見36.1
Article 1. Amount of loan: Refer to 36.1

第二條 借款用途。見36.2
Article 2. Purpose of loan: Refer to 36.2

第三條 借款期限。
Article 3. Life of loan

3．1見36．3。
3.1 Refer to 36.3

3．2借據或貸款憑證是本合同不可分割的組成部分。借款的實際放款日和還款日以借款

人、貸款人雙方辦理的借據或憑證上所記載的日期為准。除日期外，借據或憑證其他記載事項

如與本合同不一致的，以本合同為准。

3.2 A certificate of indebtedness or a loan voucher is an integral part of this Contract. The date of advance and payment e date shall follow the date specified on the certificate of indebtedness or loan voucher . Where there is any inconsistency between the stipulations on the certificate of indebtedness or loan voucher and the Terms and Conditions on this Contract except date, the latter shall prevail.

第四條 借款劃付。在借款人辦妥借款手續後5個營業日內將全部款項劃至借款人指定的賬戶，劃付次數、時間、金額見 36．4 。

第五條 Article 4 Transferring of loan. The full amount of loan shall be transferred to an Account designated by the Borrower within 5 working days from the date of completing borrowing procere. Refer to 36.4 for the frequency, time and amount of transferring

第五條 借款利率和計息。
Article 5. Interest rate of loan and calculation

5．1借款利率。本合同項下借款利率根據國家有關規定，確定利率見—36—．5 。遇利率調整時，借款期限在1年(含)以下的，執行合同利率，不分段計息；借款期限在1年以上的，實行分段計息，從利率調整的次年1月1日開始，按相應利率的檔次執行新的利率；如借款人未按約定時間歸還借款本息或未按合同約定用途使用借款，貸款人將按國家規定對借款人計收罰息，罰息率見36．6。
5.1 Interest rate of loan: The interest rate under this Contract is specified in 36.5 in line with relevant rules. In case of change of interest rate, the interest rate stipulated in the Contract shall prevail for loans with a life of less than or equal to one year; For loans with a life exceeding one year, the interest shall be calculated on a multi-stage basis, i.e. From next Jan. 1st following the adjustment of interest rate, the new rate shall prevail. In case the Borrower fails to repay the principal and interest before the e date, or fails to use the loan for purposes as agreed in this Contract, the lender shall be entitled to collect default interest in line with relevant rules. The default interest rate is specified in 36.6.

5．2遇利率調整時，實行分段計息的，貸款人有權根據國家有關規定自行調整，不另行通知借款人。
5.2 In case of calculating interest on multi-stage basis e to adjustment of interest rate, the lender shall be entitled to adjust the interest rate on his own without further notice to the Borrower.

第六條 還款方式。
Article 6 Type of Repayment of Loan

6．1借款人應在貸款人開設帳戶，戶名和帳號見 36．7 ，並保證在每次還款日前足額存入當期應還款項的存款。借款人在此授權貸款人從借款人該帳戶中扣收借款本金、利息和可能發生的復利、罰息、違約金、保費、損害賠償金及實現債權的費用(含律師費和訴訟費)。如該帳戶資產不足以歸還到期的貸款本息，貸款人有權從借款人在中國工商銀行任何分支機構開立的任何帳戶劃收。
6.1 The Borrower should open an account with the Lender( The account name and account number are specified in 36.7.) and promise to deposit sufficient money for repayment before each e date. The Borrower hereby authorizes the Lender to collect , if any, compound interest, default interest, liquidated damage, premium, compensation and expenses arising from the realization of creditor』s right (including lawyer』s fee and court expense)in addition to e principal and interest of loan. In case the asset in this Account is not enough for repayment of e principal and interest, the Lender shall be entitled to collect from any Account opened by the Borrower with any branch of ICBC.

6．2貸款人與借款人雙方商定，自貸款發放次月起，借款人按月歸還貸款本息(一次性還本付息除外)，還款期數及還款方式見 36．8 。
6.2 The Borrower shall repay the principal and interest on a monthly basis (Except repaying principal and interest in a lump sum) from the second month following the issuing of loan , as agreed between the Borrower and Lender. The repayment tenors and type are specified in 36.8.

6．3借款期間遇利率調整，如執行本合同5．1條實行分段計息的，對借款期限在1年以上的，應從利率調整的次年1月1日開始根據未償還借款余額和剩餘還款期數進行調整，重新計算還款金額。
6.3 In case of multi-stage calculation of interest as specified in 5.1 e to adjustment of interest rate ring the life of loan, the repayment amount for loans with a life exceeding one year shall be recalculated on the basis of balance of unpaid loan and the rest of repayment tenor from next Jan. 1st following the adjustment of interest rate.

6．4借款人提前歸還貸款須經貸款人書面同意，，提前歸還部分的利息仍按本合同約定的利率和該部分實際使用天數計算。
6.4 Repayment of the loan ahead of schele by the Borrower shall be subject to written consent from the Lender. The interest of prepaid amount should be calculated on the basis of rate specified in this Contract and actual days.

第七條 擔保方式。本合同的擔保人及擔保方式見 36．9。具體約定由本合同中相應的擔保條款確足。

Article 7 Guaranty type. The Guarantor and guaranty type under this Contract is specified in 36.9. The specific stipulations are stated in corresponding guaranty clauses.

第八條 借款人的權利、義務。
Article 8 Rights and obligations of the Borrower.
8．1借款人的權利：
8.1 Rights of the Borrower.

按本合同約定的期限和用途取得和使用借款；
Obtain and use the loan for the period and purposes as agreed in this Contract.

③ 怎樣用英文寫借條

非常簡單。學會了就寫幾張給我哈，我保證不和你打官司。：）

借條：IOU是I owe you的首字母縮寫。

給你2個供參考：
____________________________

IOU
借條
April 2nd, 2001
To Mr.John Bausman,

IOU Dollars three hundred only ($ 300.00).

Wang Min

致約翰.包斯曼先生：
本人欠您美元參佰元整。
立據人：王敏
2001年4月2日
____________________To Mr. Charles Green,
May. 18, 2000

I. O. U. three thousand U.S. dollars (U.S. $3000) only, within one year from this date with annual interest at four percent (4％).
David Smith

茲借查爾斯·格林先生叄仟美元（U.S. $3000），年息四厘，自即日算起，一年內歸還。

借款人
戴維·史密斯
2000年5月18日

I. O. U.＝ I owe you 也可寫成IOU, 即「我欠你」的意思，譯成漢語為「今欠」、「今借到」。
_____________________

借錢容易還錢難哦。
借錢由你，還錢由我。呵呵

④ 英語借條的格式

To Mr. Charles Green

May. 18, 2010

I. O. U. three thousand U.S. dollars (U.S. $3000) only, within one year from this date with annual interest at four percent (4％).

David Smith

茲借查爾斯·格林先生叄仟美元（U.S. $3000），年息四厘，自即日算起，一年內歸還版。

借款人

戴維·史權密斯

2010年5月18日

(4)英文借款協議擴展閱讀

在填寫借條時，應注意以下事項：

1.應寫清楚借款人和放款人的法定全名，最好能附一個身份證號碼；

2.應寫清楚借款金額，包括大寫和小寫的金額；

3.應寫清楚借款時間期限，包括借款的起止年月日和明確的借款期限；

4.應寫清楚借款的利息，應有明確的年利率或月利率，最終應支付的借款利息總額（包括大寫和小寫金額），以及支付方式等約定；

5.應寫清楚借款本息償還的年月日時間及付款方式；

6.應有借款本人親自簽章、手印或親筆書寫的簽字。

7.如數額較大也應註明借款用途，或交付款記錄。

⑤ 誰能幫我杜撰一份英文版的借款合同

這個不叫復合同，叫欠條制或借條(IOU)，不必像合同那樣長篇大論，只要說明借款時間、借款人、放款人、利息、還款日期即可，如有必要，也可加上處罰條款。下面這個版本供你參考。

IOU
On ______(日期), I, _______(你的姓名) borrow_______（款項金額，注意加上貨幣符號，例如RMB、EUR或GBP）from _______（放款人的姓名） with an interest rate of ____________（註明利息，如有），and promise to repay the principle and interest within _________ days（在多少天內償還本息，也可以改成具成日期：on___________）.

Date:（日期）
Borrower: （簽名蓋章）
Lender:（簽名蓋章）